EMI CALCULATOR
EMI CALCULATOR

Easily Calculate Your Loan EMIs in Seconds

Plan your finances smarter with accurate EMI calculations for home, car, personal, and business loans — all in one place.

Loan Calculator

Calculate your Equated Monthly Installment (EMI), total interest payable, and view repayment schedule

Loan Details

₹10,000 ₹5,00,00,000
1 Year 30 Years
1% 20%
Home Loan
Car Loan
Personal Loan
Education Loan

Loan Results

Monthly EMI (Equated Monthly Installment)
₹0
Total Payment: ₹0 | Interest Payable: ₹0
Loan Amount
₹0
Principal amount
Total Interest
₹0
Interest payable
Total Payment
₹0
Principal + Interest
Payment Breakdown
Principal Amount
Interest Amount

Repayment Schedule (First 12 Months)

Month EMI (₹) Principal (₹) Interest (₹) Balance (₹)

EMI Calculator – Plan Your Loan Smartly & Confidently

Managing loans becomes much easier when you know exactly how much you need to pay every month. Our EMI Calculator helps you calculate monthly installments for home loans, personal loans, car loans, business loans, and any other type of borrowing — instantly and accurately.

Just enter:

  • Loan Amount

  • Interest Rate

  • Loan Tenure

…and get a complete EMI breakdown within seconds.

Why Use Our EMI Calculator?

1. Instant EMI Calculation

No formulas, no spreadsheets — get your monthly EMI in one click.

2. Accurate Interest Breakup

See how much of each EMI goes toward:

  • Principal

  • Interest

This helps you understand your repayment structure clearly.

3. Compare Loan Options

Test different:

  • Interest rates

  • Tenures

  • Loan amounts

…and choose the most affordable EMI for your budget.

4. Ideal for All Loan Types

Use it for:

  • Home Loan

  • Personal Loan

  • Car Loan

  • Education Loan

  • Business Loan

  • Gold Loan

  • Any EMI-based loan

5. Helps You Make Better Financial Decisions

With clarity on EMIs, total interest, and total repayment, you can:

  • Avoid over-borrowing

  • Choose the right lender

  • Manage monthly finances better

How EMI Is Calculated

EMI Formula:
EMI = [P × R × (1 + R)^N] / [(1 + R)^N – 1]

Where:
P = Loan Amount
R = Monthly Interest Rate
N = Loan Tenure (Months)

Don’t worry — our EMI calculator does all the complex math automatically.

Benefits of Calculating EMI Before Taking a Loan

  • Helps you plan monthly budgets

  • Avoids financial stress

  • Provides total cost visibility

  • Helps compare lenders effectively

  • Lets you choose an optimal loan tenure

Disclaimer

This EMI Calculator provides general estimates for educational purposes only. Actual EMIs may vary based on the bank’s terms, processing charges, floating interest rates, and other conditions. Please consult your financial advisor or lending institution before making any loan decisions.

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